Credit Monitoring vs Identity Theft Protection
Credit monitoring has long been the favorite way of checking for identity theft. The FTC even recommends that you get your free credit reports every year and carefully go over them looking for errors.
I think that credit monitoring as a solution to prevent identity theft is just not enough. By the time an account shows up on your report, it’s already too late and damage has been done that you have to fix. You can place a fraud alert on your credit files that will request for a lender call you before opening any new lines of credit. That’s a free service that wasn’t well-known about until identity protection companies started talking about it.
You still need to go further to protect yourself as much as possible from the rampant gangs of identity thieves throughout the world. They’ve become quite organized and widespread.
There are many identity theft companies that will monitor your credit and also scan the internet watching for your personal information being bought and sold in the black markets. And do it for less than what you’d pay for 3-in-1 credit monitoring from Experian or Equifax.
In addition to all this scanning and monitoring, you get friendly and helpful customer service if you have any questions or need advice. Friendly and helpful are exactly the words you’d use to describe the service from credit bureaus. They’re just one step above dealing with the IRS!
Take a look at some of the services available to you for under $10 a month and compare identity theft protection companies to each other. You might be surprised at just how much they do for so little money. Then the next time you hear about a big security breach, you’ll know you’re well protected.
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Tagged With Black Markets, Credit Bureaus, Credit Monitoring, Credit Reports, Credit Solution, Customer Service, Equifax, Experian, Fraud Alert, Ftc, Gangs, Identity Theft Protection, Irs, Money, Protection Companies, Scanning, Security Breach, Service Bureaus, Thieves
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